The need of the hour in our country in the health care sector is innovation. The need is to make health care reach all the people and has to be of certain quality. Our philosophy of making quality health care affordable and within the reach of all invariably engulfs both aspects. And it is our belief Health insurance is an important armamentarium in this crusade.

There is hardly a day which passes by when we do not come across situations of non affordability and compromise in the quality of medical care. Unfortunately in our country we have a large section of the society which is underprivileged and so they resign themselves to a compromised quality of care. However insurance is an effective medium where these very large numbers of people can collectively summon the highest quality of medical care available anywhere in the world.

Many a times the difference between being insured and uninsured could be life and death, could be saving a limb or losing it, could be continuing one's occupation or becoming a destitute.

A widespread lack of health insurance compounds the healthcare challenges that India faces. Although some form of health protection is provided by government and major private employers, the health insurance schemes available to the Indian public are generally basic and inaccessible to most people.

Sparsh Hospital launches Sparsh kavacha a personal accident and medical expenses scheme for less then a rupee a day which has coverage of over two lakhs.

We present an innovative scheme which is tailor made for our people and our situation. United India Insurance has taken an exceptional step to partner us in this novel scheme to reach out to the common man on the street. This will especially address the people whose occupation keeps them on the roads for most part of their lives, the drivers of the auto rickshaws, taxi's, lorries, buses etc. It also addresses the workers in the unorganized sector and in the small and medium scale industries. Hence it probably addresses the bread winners of the family.

We think it will make a significant impact in our endeavor to bring high quality health care within the reach of the common man.